Pre-Paid MasterCard® and Discover Network Cards for every application...
Our Pre-Paid card products and services are the perfect solution for ALL payment/compensation requirements, saving your business payroll/payment costs and offering significant convenience and savings for those receiving payments. Programs for payroll, sales and marketing organizations, affiliate payment, bonuses, travel and other expenses.
Cardholders recieve many additional benefits including our rewards program, guaranteed health insurance coverage and payroll advance (with employer approval).
Companies spend billions of dollars annually administering, creating and delivering paper payroll checks. With our paperless payroll system an employer can dramatically decrease payroll costs and at the same time give employees something they need and will want - a FDIC-insured bank account that gives them safety, convenience and the elimination of check cashing fees. More and more, progressive companies and Government agencies are converting to a paperless payroll system.
This is how it works: Rather than issue a paper check, the employee's net pay is electronically transferred to an individual bank account instantly created for each employee. The account is then accessed through the debit MasterCard® issued to the employee. The process is identical to current direct deposit to banked employees and requires no changes to existing payroll systems. All employees are accepted. The benefits to employer and employee are many, as outlined below.
Our MyPaySpace portal allows the convenience of the payee selecting payment onto a debit card, transfer of money owed to any bank account or for a check to be mailed. Perfect for marketing organizations, affiliate payment. The most versatile payment system available.
- Domestic and International programs available
- Use our standard cards or Custom Designs with your company name at no cost
- Instant funding of cards
- No set-up fees or administrative costs
- Complete implementation in five business days
Rewards and Discounts:
All cardholders get free access to rewards and cash up to 17% at more than 650 major retailers plus up to 60% in discounts on thousands of items when purchases are made from our Rewards Mall. MORE >.
Health Insurance:
Guaranteed health insurance coverage underwritten by AIG, the world’s premier health insurance provider. Everyone is accepted, even if there are pre-existing medical conditions. Prescription coverage and life insurance is included. All for as little as $90 per month for individuals and $168 per month for families. MORE >
Money Transfer:
Transfer money world wide at a very low cost or with our state-of-the-art money transfer system to Latin America. Cardholders can send cash worldwide securely with our card to card system and by card to card or to thousand of location including many banks in Latin America where cash can be picked up. Cardholders save up to 90% of traditional money transfer systems.
Optional Line of Credit:
Employers have the option of their employees being able to get a cash advance against their next pay check. Great for employees that have emergency cash needs. Employees are not subjected to predatory lending or having to pawn personal items for temporary cash needs. The program gives the cardholder a positive credit rating as settlement is reported to the three major credit bureaus. MORE >
- Significant savings on payroll expenses
- Create employee loyalty - all employees qualify for a FDIC insured bank account accessed by their Debit MasterCard®
- No start-up costs
- New employees can be instantly issued a paycard
- Account represantives assist with set-up and support
- Eliminate hassle and expense of lost and stolen payroll checks
- Eliminate paper payroll stubs - use our electronic and/or phone pay stub system
- Proven to dramatically improve employee retention
- Eliminate off-site employees from having to come in to receive pay checks
- Pay terminated employees immediately
- Incorrect pay amounts can be corrected immediately
- Eliminates check delivery costs
- Individual FDIC insured bank account accessed by their debit MasterCard® card
- The bank account may be a qualifier for some grantors of credit
- No charge to make purchases when using the card as a signature card or purchasing online
- Free, live bilingual customer service 24/7 via toll free number
- Cash from any ATM machine
- Make purchases wherever MasterCard®, Visa or Discover Network is accepted including online or by phone
- Rent cars, make airline and hotel reservations
- Track spending online - twelve months rolling transaction records are always available
- Share money with family nationally and internationally at a very low cost
- Get cash back at merchants with purchase (requires PIN transaction)
- Pay bills by phone or Internet
- Reload prepaid cell minutes
- Make long distance phone calls
- Eliminate costly check cashing fees
- Big savings using our Rewards Mall for purchases